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The Tennessee Credit Union offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:
 
30 YEAR FIXED RATE
15 YEAR FIXED RATE
10 YEAR FIXED RATE
5 YEAR ADJUSTABLE RATE

30 YEAR FIXED RATE

The Tennessee Credit Union offers 30 year conventional loans for the purchase of a primary residence.  Our conventional loans have fixed interest rates and no pre-payment penalties, giving you the security of a predictable mortgage payment.  By choosing a 30 year fixed rate loan, you will have the lowest monthly payment of all the fixed rate loans we offer.

Term: 30 years   Maximum Amount: $484,350
RatesAPRPoints
4.25%4.421%0%

15 YEAR FIXED RATE


The Tennessee Credit Union offers 15 year conventional loans for the purchase of a primary residence. Our conventional loans have fixed interest rates and no pre-payment penalties, giving you the security of a predictable mortgage payment. 
A 15 year product allows you to pay much less interest over the life of the loan, while also paying off the loan in a shorter period of time. Choose a 15 year fixed rate loan if you're comfortable with a higher payment and you will have the benefit of substantial interest savings.

Term: 15 years   Maximum Amount: $484,350
RatesAPRPoints
4%4.299%0%

10 YEAR FIXED RATE

A fixed rate mortgage provides you with the security of a monthly payment that doesn't change. Fixed rate loans are one of the most popular loan options today. If you're comfortable with a higher payment and wish to pay off your loan quickly, the 10 year fixed rate loan may be exactly what you are seeking.

Term: 10 years   Maximum Amount: $484,350
RatesAPRPoints
3.75%4.18%0%

5 YEAR ADJUSTABLE RATE

An adjustable rate mortgage has a monthly payment that may change over the term of the loan. With our 5 Year Adjustable Rate Mortgage, your payment won't change for the first five years of the loan and then can change each year thereafter based on market conditions, subject to the specific terms of the loan.

Term: 30 years   Maximum Amount: $484,350
RatesAPRPoints
3.5%4.484%0%



Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $484,350 for the contiguous states, District of Columbia, and Puerto Rico or below $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $484,350 for the contiguous states, District of Columbia, and Puerto Rico or exceed $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.